Terms of Use

Website Terms of Use

KEB Hana Bank Canada (hereunder "The Bank") hereby would like to notice to all users or access to this website (The "Website"). Please read these website terms of use carefully before using this website (The “Website”). These Website terms and conditions ("Terms of Use") govern your access to and use of the website. By using this web site, you are agreeing to comply with and be legally bound by the terms and conditions set out in these Terms of Use and our customer privacy policy. If you are not agree to all of the Terms of Use, please do not access or use this website. We may update these Terms of Use from time to time and you are responsible for periodically reviewing the most current version. Your continued use of this web site will be deemed your conclusive acceptance of the updated Terms of Use.

Restrictions on Use of the Website

The Bank grants to you a limited non-exclusive, non-transferable license to view, copy and print the material on this web site (other than the design or layout of this web site) for your non-commercial or personal use only. All copies that you make must retain all copyright and other notices that are on this web site. Except as provided in the previous sentence, you may not use, distribute, sell, modify, transmit, revise, reverse engineer, republish, post or create derivative works (where applicable) of the trade-marks, trade names, logos, information, software or other material or content (referred to collectively in these Terms of Use, as the "content") of this web site without the Bank's prior written permission. You acknowledge and agree that this web site and its content are the property of the Bank, its affiliates or their respective service providers, suppliers or licensors and you will not acquire any rights or licenses in any trade-marks, patents, copyright or other intellectual property on this web site or in its content. This web site and its content are protected by copyright, both individually and as a collective work or compilation and by trade-mark law, patent law and any other applicable laws.

User Eligibility

By using this web site, you are representing to us that you have the power and authority to accept these Terms of Use and to enter into this agreement with us, that you are capable of assuming, and do assume, any risks related to the use of this web site and its content, and that you understand and accept the terms, conditions and risks relating to their use. If you are dissatisfied with this web site or its content, your sole and exclusive remedy is to stop using it.

Disclaimers

The content on this website is for informational purposes only. The Bank assumes no liability for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon. The information contained on this web site provided by any third party, including without limitation, the information obtained through any link, has been supplied without verification by us. The Bank makes or has made any recommendations regarding the securities or investment services of any person or entity with respect to the content of this website, or of the advisability of investing in securities generally for any particular individual.
could include technical or other inaccuracies or typographical errors and it is provided to you on an "as is" basis without warranties or representations of any kind. The Bank makes no representation and disclaims all express and implied warranties and conditions of any kind, including without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, satisfactory quality, merchantability, merchantable quality or fitness for any particular purpose or those arising by law, statute, usage of trade, or course of dealing. The Bank assumes no responsibility to you or any third party for the consequences of any errors or omissions. The Bank reserves the right, in its sole discretion, to correct any errors or omissions in any portion of this web site. The Bank may make any other changes to this web site at any time without notice.

No Damages

The Bank and their respective directors, officers, employees, or agents shall not, under any circumstances, be liable for any direct, consequential, incidental, indirect or special damages, of any kind, or any other damages whatsoever, including without limitation, those arising from any decision made or action taken by you in reliance upon the content or those resulting from loss of use, data or profits, whether resulting from the use of or inability to use any content on this website (or a website linked to this website), or any other cause; and even if caused by the Bank’s negligence, and even if any of them has been apprised of the likelihood of such damages occurring.

The above limitations and exclusions shall apply to you to the fullest extent that applicable law permits, in all actions of any kind, whether based on contract, tort (including, without limitation, negligence) or any other legal or equitable theory. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder of these terms of use.

Advertising and Links

The Bank may, from time to time, accept advertising from certain entities and may receive a fee from their advertising on the Bank web site. No endorsement by the Bank is intended or implied by the presence of such advertising. As a convenience to our visitors, the Bank web site currently contains links to a number of web sites. The privacy policies and procedures described here do not apply to those web sites. We suggest contacting these web sites directly for information on their data collection and distribution policies. Your linking to such web sites or pages is at your own risk. The Bank is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these sites. The Bank provides these links merely as a convenience and the inclusion of such links does not imply that the Bank endorses or accepts any responsibility for the content or uses of such web sites. Links do not imply that the Bank or this web site is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked web site is authorized to use any trademark, trade name, logo or copyright symbol of The Bank or any of its affiliates or subsidiaries.

Trademarks

You are not permitted to use any of the trademarks displayed on this web site (including without limitation those listed above) without the prior written consent of the Bank or the third party that owns the trademark.

Links

Outbound Links : The Website may contain links to third-party Websites and resources (collectively, "Linked Sites"). These Linked Sites are provided solely as a convenience to You and not as an endorsement by the Bank of the content on such Linked Sites. The Bank makes no representations or warranties regarding the correctness, accuracy, performance or quality of any content, software, service or application found at any Linked Site. The Bank is not responsible for the availability of the Linked Sites or the content or activities of such sites. If You decide to access Linked Sites, You do so at Your own risk. In addition, Your use of Linked Sites is subject to any applicable policies and terms and conditions of use, including but not limited to, the Linked Site's privacy policy.
Inbound Links : Linking to any page of the Website other than to http://www.kebhanabank.ca through a plain text link is strictly prohibited in the absence of a separate linking agreement with the Bank. Any web site or other device that links to http://www.kebhanabank.ca or any page available therein is prohibited from (a) replicating Content, (b) using a browser or border environment around the Content, (c) implying in any fashion that the Bank or any of its affiliates are endorsing it or its products, (d) misrepresenting any state of facts, including its relationship with the Bank or any of its affiliates, (e) presenting false information about the Bank products or services, and (f) using any logo or mark of the Bank without express written permission from the Bank.

Protecting Information

We have reasonable security measures in place to protect against the loss, misuse and interception by third parties of the information under our control. However, complete confidentiality and security is not yet possible over the Internet. We assume no liability for any damages you may suffer as a result of interception, alteration or misuse of information transmitted over the Internet.

Changes to Terms of Use

The Bank reserves the right to revise these Terms of Use at any time without notice to you. You are bound by such revisions so we encourage you to visit this page frequently to stay informed.

Violations of Terms of Use

The Bank reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular Internet address to our site.

Other Countries

This web site can be accessed from countries around the world other than Canada and may contain references to the Bank products, services, and programs that have not been announced in your country. These references do not imply that the Bank intends to announce such products, services or programs in your country. The Bank makes no representation that the content on this web site is appropriate or available for use in other locations, and accessing this web site from territories where its content is illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and their own risk and are responsible for compliance with local laws.

Laws

This website (excluding linked sites) is controlled by the Bank from its offices within the Province of Ontario, Canada. By accessing this web site, you and the Bank agree that all matters relating to your access to, or use of, this web site shall be governed by the statutes and laws of the Province of Ontario or the federal laws of Canada, as applicable, without regard to the conflicts of laws principles thereof. You and the Bank also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the Province of Ontario or the federal courts of Canada, as applicable, with respect to any and all matters arising in connection with these Terms of Use.

How to Contact Us

Any changes to our Privacy Policy and information handling practices shall be acknowledged in the Privacy Policy in a timely manner. We may add, modify or remove portions of the Privacy Policy when we feel it is appropriate to do so. You may determine when this policy was last updated by referring to the modification date found on our website.

Address

KEB Hana Bank Canada : 4950 Yonge St., Suite 1101 Toronto, ON M2N 6K1

Telephone

(416) 222 5200

Rates (Unit: Percentage per annum)
  • As of April 02, 2018
Personal Chequing Account
Personal Chequing Accounts
Currency Rates (%)
CAD No Interest
USD No Interest
Savings Chequing Account
Savings Chequing Account
Currency Rates (%)
CAD 0.050
USD 0.010
YES 2030 Chequing Account
YES 2030 Chequing Account
Currency Rates (%)
CAD No Interest
USD No Interest
Business Chequing Account
Business Chequing Account
Currency Rates (%)
CAD No Interest
USD No Interest
Savings Account
Savings Accounts
Currency Rates (%)
CAD 0.200
USD 0.150
KRW No Interest
Daily Interest Investment Account
Deposits
Dollar Amount Rates (%)*
CAD USD
$0.00 ~ $499.99 0.000 0.000
$500.00 ~ $4,999.99 0.300 0.200
$5,000.00 ~ $24,999.99 0.300 0.250
$25,000.00 ~ $49,999.99 0.400 0.300
$50,000.00 ~ $99,999.99 0.450 0.350
$100,000.00 ~ 0.700 0.400

Paid on the portion of the daily ending balance within each tier.

[Online Banking] 1Q Chequing Account
Deposits
Dollar Amount Rates (%)*
0.00 - 49,999.99 0.250
50,000.00 - 99,999.99 0.750
100,000.00+ 0.850

The interest is applied on the total daily closing balance, calculated daily, and paid monthly.

[Online Banking] 1Q Saving Account
Deposits
Currency Rates (%)*
CAD 1.000
USD 0.450

The interest is applied on the total daily closing balance, calculated daily, and paid monthly.

Term Deposit
Term Deposit
Term Dollar Amount Rates (%)
CAD USD
30 days $0.00 ~ $4,999.99 0.400 0.350
$5,000.00 ~ $24,999.99 0.500 0.400
$25,000.00 ~ $49,999.99 0.500 0.450
$50,000.00 ~ $99,999.99 0.700 0.500
$100,000.00 ~ 0.900 0.550
90 days $0.00 ~ $4,999.99 0.500 0.500
$5,000.00 ~ $24,999.99 0.700 0.550
$25,000.00 ~ $49,999.99 0.700 0.600
$50,000.00 ~ $99,999.99 0.900 0.650
$100,000.00 ~ 1.000 0.700
180 days $0.00 ~ $4,999.99 0.700 0.650
$5,000.00 ~ $24,999.99 0.900 0.700
$25,000.00 ~ $49,999.99 0.900 0.750
$50,000.00 ~ $99,999.99 1.000 0.800
$100,000.00 ~ 1.150 0.850
1 year $0.00 ~ $4,999.99 0.900 0.700
$5,000.00 ~ $24,999.99 1.000 0.750
$25,000.00 ~ $49,999.99 1.000 0.800
$50,000.00 ~ $99,999.99 1.300 0.850
$100,000.00 ~ 1.450 1.000
2 years $0.00 ~ $4,999.99 1.600 0.850
$5,000.00 ~ $24,999.99 1.800 0.900
$25,000.00 ~ $49,999.99 1.800 0.950
$50,000.00 ~ $99,999.99 1.900 1.050
$100,000.00 ~ 2.100 1.150
3 years $0.00 ~ $4,999.99 1.700 0.900
$5,000.00 ~ $24,999.99 1.900 0.950
$25,000.00 ~ $49,999.99 1.900 1.050
$50,000.00 ~ $99,999.99 2.100 1.200
$100,000.00 ~ 2.200 1.300
4 years $0.00 ~ $4,999.99 2.000 0.950
$5,000.00 ~ $24,999.99 2.200 1.050
$25,000.00 ~ $49,999.99 2.200 1.150
$50,000.00 ~ $99,999.99 2.300 1.300
$100,000.00 ~ 2.400 1.400
5 years $0.00 ~ $4,999.99 2.200 1.050
$5,000.00 ~ $24,999.99 2.300 1.150
$25,000.00 ~ $49,999.99 2.300 1.250
$50,000.00 ~ $99,999.99 2.400 1.400
$100,000.00 ~ 2.500 1.500
Redeemable Short-Term Term Deposit
Deposits
Term Dollar Amount Rates (%)
CAD
1 year $10,000.00 ~ $49,999.99 0.400
$50,000.00 ~ $99,999.99 0.500
$100,000.00 ~ $249,999.99 0.750
$250,000.00 ~ $999,999.99 0.750
$1,000,000.00 ~ 1.000
2 years $10,000.00 ~ $49,999.99 0.400
$50,000.00 ~ $99,999.99 0.500
$100,000.00 ~ $249,999.99 0.750
$250,000.00 ~ $999,999.99 0.750
$1,000,000.00 ~ 1.000
3 years $10,000.00 ~ $49,999.99 0.400
$50,000.00 ~ $99,999.99 0.500
$100,000.00 ~ $249,999.99 0.750
$250,000.00 ~ $999,999.99 0.750
$1,000,000.00 ~ 1.000
Yes Premium Term Deposit
Deposits
Term Dollar Amount Rates (%)
CAD USD
1 year $0.00 ~ $4,999.99 0.900 0.700
$5,000.00 ~ $24,999.99 1.000 0.750
$25,000.00 ~ $49,999.99 1.000 0.800
$50,000.00 ~ $99,999.99 1.300 0.850
$100,000.00 ~ 1.450 1.000
2 years $0.00 ~ $4,999.99 1.600 0.850
$5,000.00 ~ $24,999.99 1.800 0.900
$25,000.00 ~ $49,999.99 1.800 0.950
$50,000.00 ~ $99,999.99 1.900 1.050
$100,000.00 ~ 2.100 1.150
3 years $0.00 ~ $4,999.99 1.700 0.900
$5,000.00 ~ $24,999.99 1.900 0.950
$25,000.00 ~ $49,999.99 1.900 1.050
$50,000.00 ~ $99,999.99 2.100 1.200
$100,000.00 ~ 2.200 1.300
4 years $0.00 ~ $4,999.99 2.000 0.950
$5,000.00 ~ $24,999.99 2.200 1.050
$25,000.00 ~ $49,999.99 2.200 1.150
$50,000.00 ~ $99,999.99 2.300 1.300
$100,000.00 ~ 2.400 1.400
5 years $0.00 ~ $4,999.99 2.200 1.050
$5,000.00 ~ $24,999.99 2.300 1.150
$25,000.00 ~ $49,999.99 2.300 1.250
$50,000.00 ~ $99,999.99 2.400 1.400
$100,000.00 ~ 2.500 1.500
Variable Rate Term Deposit
Deposits
Dollar Amount Term Rates (%)
CAD USD
$50,000~ 1 year CAN Prime - 2.40 USD Prime - 4.15
2 years CAN Prime - 1.80 USD Prime - 3.95
3 years CAN Prime - 1.60 USD Prime - 3.80
4 years CAN Prime - 1.50 USD Prime - 3.70
5 years CAN Prime - 1.40 USD Prime - 3.60
YES 1-3-6 Term Deposit
YES 1-3-6 Term Deposit
Term Dollar Amount Rates (%)
CAD
1 year $0.00 ~ $4,999.99 0.900
$5,000.00 ~ $24,999.99 1.000
$25,000.00 ~ $49,999.99 1.000
$50,000.00 ~ $99,999.99 1.300
$100,000.00 ~ 1.450

Important Notice :
This product will no longer be offered as of Monday, May 14th, 2018. Learn More

[Online Banking] 1Q Term Deposit
Deposits
Term Rates (%)
CAD USD
31 days 1.000 0.550
90 days 1.250 0.700
180 days 1.400 0.850
1 year 1.900 1.000
2 years 2.100 1.150
3 years 2.200 1.300
4 years 2.400 1.400
5 years 2.500 1.500
Installment Savings Deposit
Deposits
Dollar Amount Term Rates (%)
CAD
Monthly Installment Deposit
$10.00 ~ $10,000.00
6 months 1.600
12 months 1.900
18 months 2.000
24 months 2.200
30 months 2.300
36 months 2.500
48 months 2.700
60 months 3.000
Free Installment Savings Deposit
Deposits
Amount (CAD) Term Rates (%)
CAD
Daily Installment Deposit
$10.00 ~ $10,000.00

Total Installment Deposit
$50,000.00
6 months 1.100
12 months 1.400
18 months 1.500
24 months 1.700
30 months 1.800
36 months 2.000
48 months 2.200
60 months 2.500
[Online Banking] 1Q Dream FID (Free Installment Deposit)
Deposits
Terms Rates (%) Boost Rates (%)* With Boost Rates (%)*
6-11 months 1.600 0.100 1.700
12-17 months 1.900 0.200 2.100
18-23 months 2.000 0.300 2.300
24-29 months 2.200 0.400 2.600
30-35 months 2.300 0.500 2.800
36 months 2.500 0.600 3.100

The following conditions must be met in order to receive your Boost Rate:
   1) The deposit amount made by maturity is 90% or higher than preset target amount
   2) Number of monthly deposits made by maturity is 90% or more than the number of preset target months

RRSP Savings
Deposits
Currency Rates (%)
CAD 0.700
RRSP Term Deposit
RRSP Term Deposit
Currency Term Rates (%)
CAD 1 year 1.600
2 years 1.850
3 years 1.950
4 years 2.100
5 years 2.200
RRIF Savings
Term Deposit
Currency Rates (%)
CAD 0.700
RRIF Term Deposit
RRIF Term Deposit
Currency Rates (%)
CAD 1.600
TFSA Savings
Deposits
Currency Rates (%)
CAD 0.700
TFSA Term Deposit
TFSA Term Deposit
Currency Term Rates (%)
CAD 1 year 1.600
2 year 1.850
3 year 1.950
4 year 2.100
5 year 2.200
Fees

Service Fees and Charges (Pay-as-you-go)

Personal Account

Monthly Minimum Service Charge

$1.00

It will be charged for Chequing Accounts, Saving-Chequing Accounts, Savings Accounts & Investment Accounts. But the charge will be waived in the following cases, if there is no transaction if the account maintains daily minimum balance for C$1,000.00 (or over, U$1,000.00 or over for U.S. dollar accounts) if service charge package is applied to the account

Cheques

Cheque Withdrawal

$0.65/cheque

Pre-authorized Payment/ Debit

$0.65/tr.

Transfer

RRSP/RRIF/TFSA transfer to another financial institution (Additional transfers per customer in a day are free)

$100.00/tr.

Deposit

Coin

$0.15/roll

Business Account

If the account maintains a lowest daily ending balance of $1,000 during the month, the service charge of one cheque withdrawal/deposit transaction for every $1,000 in the lowest daily ending balance of the month will be waived.

Monthly Minimum Service Charge

$6.00

Cheques

Cheque Withdrawal

$0.80/cheque

Pre-authorized Payment/ Debit

$0.80/tr.

Deposit

Cheque

$0.80/cheque

Cash (Bank Note)

$1.90/$1,000.00

Coin

$0.15/roll

Additional Fees and Services

Bill Payment Investigation (at a customer's request) Payment Transfer Request

$10/case

via FAX/E-mail handling charge

$5.00/tr.

Cheques

Returned Non-Sufficient Funds (NSF)

$40.00/cheque

Overdraft Protection Fee

$5.00/cheque

Stop Payment with complete details (If provided Cheque No., Payee and Amount; Including Pre-Authorized Payment)

$12.50/cheque

Stop Payment without complete details

$20.00/cheque

Drawn on a Non-chequing Account

$5.00/cheque

Temporary Cheque Fee (For Personal Account)*

$0.30/cheque

Temporary Cheque Fee (For Business Account)*

$0.50/cheque

* 10 free cheques for new account opening

Withdrawal

Cash Withdrawal by Teller

$0.75

Cash Supply Special Order

$1.90/$1,000

Coin Special Order (For Personal Account)

$0.15/roll

Coin Special Order (For Business Account)

$0.15/roll

Cashing Government of Canada Cheques (Up to C$1,500.00)

Free

Withdrawal at ABM (Automated Banking Machines)

At KEB Hana Bank Canada Branches Interac®/THE EXCHANGE® Network

$0.50

ABM in Canada

$1.50

Interac® Direct Payment (Debit Card) Purchase

$0.50

Cirrus® ABM outside Canada

$5.00

Deposit, Fund transfer between own accounts, Bill Payment at KEB Hana Bank Canada ABM

Free

ABM Mini Statement

$0.75

Bill Payment History

$0.75

Balance Inquiry at ABM

At KEB Hana Bank Canada ABM

Free

Interac®/THE EXCHANGE® Network ABM in Canada

$0.75

Reissue

Passbook

$2.50

Cash Card (Debit Card)

$2.50

Certified Cheque

Requested by Account Holder (Up to $5,000.00)

$5.00

Requested by Account Holder (From $5,000.01)

$10.00

Requested by Third Party

$15.00

Bank Draft

Up to $5,000.00

$5.00

From $5,000.01

$10.00

Certificate of Account Balance*

Confirm or Search (by Bank Form)

$10.00/tr.

Manual Letter Form (*It includes Account Balance Confirmation, Audit Confirmation, Transaction Confirmation/Search etc.)

$20.00/tr.

Additional Confirm or Search (by bank form)on the same day (Additional copy of the certificate)

$2.50/tr.

Interim Statement (per Month)

$2.50/tr.

Monthly Statement Mailing

$2.50/statement

Search for Vouchers, Statements, Cheque Tracing etc.

Less than 90 days

$10.00/item

More than 90 days

$20.00/item

For Computer Printout

$5.00/item

Deposit

Post-dated Cheque (except deposit to Installment Savings Deposit account)

$2.50/cheque

Non-MICR encoded Cheque

$5.00/cheque

Night Deposit

$40.00/yr.

Chargeback (item charged back to account)

$5.00/cheque

Deposit at ABM

THE EXCHANGE® Network ABM in Canada

$3.00

Dormant account notice

Monthly Fee

$1.00

2 year to 4 year annual notice

$20.00

5 year to 9 year annual notice

$30.00

10 year transfer to the Bank of Canada

$40.00

Dormant Official Cheque Transfer Fee

$40.00

Account Closed (within 16 ~ 90 days of opening)

$15.00

Outgoing Remittance (Canadian, U.S. dollar)

T/T (Telegraphic Transfer) From $100.01 (Additional cable charge $10.00)

0.20%

T/T Up to $100.00 (Include cable charge)

$10.00

Minimum charge

$15.00

Maximum charge

$50.00

Amendment

$15.00

Cancellation

$20.00

Our Charge Condition

$25.00

Outgoing Remittance (Korean Won)

T/T (Telegraphic Transfer) From ₩100,001 (additional cable charge ₩10,000)

₩10,000

T/T Up to ₩100,000 (Include Cable Charge)

₩10,000

Amendment

₩15,000

Cancellation

₩20,000

Incoming Remittance (Canadian, U.S. dollar)

This fee is deducted from the principle of the wire payment prior to being credited to your account

Up to $100.00

$5.00

From $100.01

$10.00

Our Charge Condition

$15.00

Cable Charge (Remittance)

$10.00

Cancellation

$20.00

Incoming Remittance (Korean Won)

Up to ₩100,000

₩5,000

From ₩100,001

₩10,000

Postage

Domestic mail (Fax included)

$8.50 +Postage

Overseas mail (Fax included)

$8.50 +Postage

Courier (TNT etc.)

Actual Rate + $10.00

Traveler's Cheque

Purchasing (on total purchase)

1.00%

Encashment (Non-account holder) (This charge will be waived, if Traveler's Cheque(s) was(were) purchased at KEB Hana)

$3.00/tr.

Handling U.S. dollar cheque from Canadian dollar account

Up to $1,000.00

$10.00

From $1,000.01

$7.00

Handling (Korean Won) Cash

1.0%

Overseas Korean Service Charge

$40.00

Collection

Clean item (International)

0.125%/each

Minimum

$12.50

Maximum

$125.00

Unpaid (Clean item)

$40.00

Online Tax Filing

Payment Fee

$2.00/item

Enrollment Fee

$20.00/client

Amendment Fee

$10.00/item

Safety Deposit Boxes

Box Type Box Size (H x W x D) Annual Fee
More than 6 months Less than 6 months
Small 2″x 5″x 24″ $50 $25
Medium 3″x 5″x 24″ $60 $30
Medium/Large 5″x 5″x 24″ $100 $50
Large 3″x 10″x 24″ $120 $60
Extra-Large 5″x 10″x 24″ $200 $100
Replacement Key $50/key
Drilling of box and replacement of lost keys At Cost

[Note] GST/HST will be added to these fees. All sizes may not be available at all KEB Hana bank Canada branches. Sizes are measured in inches. Fees for related services will apply.

Non-Client Services

Bill Payment handling charge

$2.00/tr.

Cashing Government of Canada Cheques (Up to C$1,500.00)

Free

Cash withdrawal at Interac® and THE EXCHANGE® Network ABM in Canada(This fee is in addition to any fees your financial institution may charge)

$2.00

Incoming Remittance (Canadian, U.S. Dollar)

Non-account Holder less than $1,000.00

$15.00

Incoming Remittance (Korean Won)

Non-account holder (In the equivalent amount to less than C$1,000.00 will be applied)

₩15,000
  • Where applicable, U.S. Dollar account fees or transactions are charged in U.S. Dollars.
  • If there are to be any increases, a list of Personal Account fee changes will be sent to statement account customers 30 days in advance of the increase. Notice of changes will be posted in branches and at ABMs 60 days in advance of the increase.
  • If there are any increase of any charges and of any new charges applicable to the account, customer who receive account statement will receive written information about this change at least 30 days before it takes effect.
  • Information about the change will be displayed at the branch, website and at automated banking machines (ABMs) at least 60 days before the change.
  • Check the notices displayed in your branch, on your financial institution's website or at its other points of service.

Service Charge Package for Deposits

A. Personal Accounts (Please refer to Page 13 for Low-Cost and No-Cost Accounts)

Type Option Monthly Min. Bal./Monthly Fee Monthly Transaction Limit
Maintaining Daily Minimum Balance
or
Paying Monthly Service Charges
1 Bal. $500
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.

* Low-Cost Account

Fee $3.00
2 Bal. $1,000
  • Self-Service: 15 Tr.
  • Full-Service: 5 Tr.
Fee $5.00
3 Bal. $2,000
  • Self-Service: 25 Tr.
  • Full-Service: 7 Tr.
Fee $9.00
4 Bal. $3,000
  • Self-Service: 35 Tr.
  • Full-Service: 10 Tr.
Fee $12.00
5 Bal. $5,000
  • Self-Service: Unlimited
  • Full-Service: Unlimited
  • THE EXCHANGE Network®: Unlimited (WD)*
Fee $25.00
6 Bal. $1,000
  • Self-Service: 15 Tr.
  • Full-Service: 5 Tr.
  • THE EXCHANGE Network®: 5 Tr. (WD)*
Fee $5.00
7 Bal. $2,000
  • Self-Service: 25 Tr.
  • Full-Service: 7 Tr.
  • THE EXCHANGE Network®: 10 Tr. (WD)*
Fee $9.00
8 Bal. $3,000
  • Self-Service: 35 Tr.
  • Full-Service: 10 Tr.
  • THE EXCHANGE Network®: 20 Tr. (WD)*
Fee $12.00
YES 2030 1 Bal. $1,000 or 2 Payroll Dep./Month
or ISD** $5,000
(ISD** Term 6 months~1 Year)
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.
  • IDP***: Unlimited
  • THE EXCHANGE Network®: 10 Tr. (WD)*
Fee $5.00
2 Bal. $2,000 or ISD** $10,000
(ISD** Term 6 months~2 Years)
  • Self-Service: 15 Tr.
  • Full-Service: 5 Tr.
  • IDP***: Unlimited
  • THE EXCHANGE Network®: 20 Tr. (WD)*
Fee $7.00
3 Bal. $3,000 or ISD** $15,000
(ISD** Term 6 months~3 Years)
  • Self-Service: 25 Tr.
  • Full-Service: 7 Tr.
  • IDP***: Unlimited
  • THE EXCHANGE Network®: 30 Tr. (WD)*
Fee $9.00

* WD: Withdrawal
**ISD: Installment Savings Deposit
***IDP: Interac® Direct Payments

[Note] Types of transactions included in the service package are following:

  • Self-Service: Cheque withdrawals (including cheque clearing) In-branch ABM withdrawals, Interac® Direct Payments, Pre-Authorized Payment withdrawals
  • Full-Service: In-branch withdrawals

B. Low-Cost and No-Cost Accounts

Type Option Monthly Min. Bal./Monthly Fee Monthly Transaction Limit
Low-Cost Account 1 Bal. $500
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.
Fee $3.00
Students 9 No Monthly Minimum Balance & Monthly Fee
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.

*Annual proof of full-time post-secondary student required.

Youth up to 18 years old 10 No Monthly Minimum Balance & Monthly Fee
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.

*Proof of age is needed and it will automatically be converted to the fee charged account when the youth turns 19 years of age

Seniors GIS recipient or From 60 years old customer No Monthly Minimum Balance & Monthly Fee
  • Unlimited Tr.:
    In-branch withdrawal, Cheque Withdrawal, CD machine Tr., Debit Card(IDP), Bill Payment, Certified Cheque, Bank Draft, Stop Payment
  • Not Included:
    Certificate of Account Balance, Traveler's Cheque Purchase, Other Bank CD machine, Remittance fee
RDSP Beneficiary A/C RDSP Beneficiary No Monthly Minimum Balance & Monthly Fee
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.
  • Unlimited In-Branch Deposit
  • Unlimited Bill Payment

[Note] Use FCAC Account Selector to compare bank accounts in Canada (https://www.canada.ca/en/financial-consumer-agency.html)

C. Business Accounts

Type Option Monthly Min. Bal./Monthly Fee Monthly Transaction Limit
Maintaining Daily Minimum Balance
or
Paying Monthly Service Charges
1 Bal. $15,000 Cash Deposit(Bill): $5,000
Package: 15 Transactions
Fee $15.00
2 Bal. $30,000 Cash Deposit(Bill): $10,000
Package: 30 Transactions
Fee $30.00
3 Bal. $50,000 Cash Deposit(Bill): $50,000
Package: 50 Transactions
Fee $40.00

[Note] Types of transactions included in the service package are following:
Cash deposits, Cheque clearing, In-branch cheque withdrawals, Pre-Authorized Payment withdrawals

  • Service fees and charges (Pay-As-You-Go) schedule will be applied for the excess of each monthly transaction limit of service package options for both personal and business accounts.
  • If a customer wants to change option of the service package within the subject month, the request should be received by the last business day of the subject month.
필요 서류 및 준비물

지점 방문 가입시 아래 서류 및 준비물을 꼭 지참해 주시기 바랍니다.

    ① 시민권자 또는 영주권자일 경우
  • - 캐나다 정부 발행 신분증 2개 (예: SIN 카드, 운전면허증, 여권 등)
  • - 거주지 증명서
  • - 캐나다에서 개통한 휴대폰 (가입시 휴대폰 인증 필요)
    ② 유학생 또는 워킹 홀리데이 신분일 경우
  • - 해외 여권
  • - Study/Work 비자
  • - 거주지 증명서
  • - 캐나다에서 개통한 휴대폰 (가입시 휴대폰 인증 필요)

관련 문의사항은 원큐 콜센터 1-844-533-1QBK(1725)로 연락주시기 바랍니다.

通知
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