CDIC

KEB Hana Bank Canada is a member of Canada Deposit Insurance Corporation (CDIC).

Canada Deposit Insurance Corporation (CDIC) is a federal Crown corporation that protects your deposits for up to $100,000 per insured category at financial institutions that are CDIC members. Coverage is free and automatic - you don't have to sign up.

What's covered?

  • Savings and chequing accounts
  • Guaranteed Investment Certificates (GICs) and other term deposits with original terms to maturity of five years or less

What's not covered?

  • Mutual funds, stocks and bonds
  • Foreign currency (eg.$U.S.)

The following instruments or products are deposits eligible for deposit insurance from the Canada Deposit Insurance Corporation, subject always to maximum coverage limitations as outlined by the CDIC in Protecting Your Deposits.

Personal/Commercial Chequing and/or Savings Account

  • Personal Chequing Accounts
  • Dormant Deposit Accounts
  • Savings Chequing Accounts
  • Variable Rate Term Deposits
  • Current Accounts
  • Yes Premium Term Deposits
  • Savings Accounts
  • RRSP Deposits - Savings Account
  • Daily Interest Investment Accounts
  • RRSP Deposits - Term
  • Installment Savings Deposits
  • RRIF - Savings Deposit
  • Installment Depositsn-Free
  • RRIF - Term Deposit
  • Term Deposits
  • TFSA - Savings Account
  • Guaranteed Investment Certificates(GICs)
  • TFSA - Term Deposit
  • Redeemable Short Term Deposits

Other Deposits

  • Other Temporary Deposits
  • Due to bank on Time(Bank Borrowings)
  • Due to Bank on Demand Accounts(Theirs accounts)
  • Call Money

Outstanding Payment Items

  • Bank Draft
  • Inward Remittances Payables
  • Money Orders
  • Accrued Interest Accounts
  • Certified Cheques
  • Suspense Payable
  • Dormant Official Cheques
  • Import Guarantee Money
For further information, please contact CDIC at 1-800-461-2342 or visit cdic.ca
Rates (Unit: Percentage per annum)
Personal Chequing Account
Personal Chequing Accounts
Currency Rates (%)
CAD No Interest
USD No Interest
Savings Chequing Account
Savings Chequing Account
Currency Rates (%)
CAD 0.050
USD 0.010
YES 2030 Chequing Account
YES 2030 Chequing Account
Currency Rates (%)
CAD No Interest
USD No Interest
Business Chequing Account
Business Chequing Account
Currency Rates (%)
CAD No Interest
USD No Interest
Savings Account
Savings Accounts
Currency Rates (%)
CAD 0.100
USD 0.025
KRW No Interest
Daily Interest Investment Account
Deposits
Dollar Amount Rates (%)
CAD USD
$0.00 ~ $499.99 0.000 0.000
$500.00 ~ $4,999.99 0.050 0.050
$5,000.00 ~ $24,999.99 0.100 0.050
$25,000.00 ~ $49,999.99 0.200 0.100
$50,000.00 ~ $99,999.99 0.250 0.150
$100,000.00 ~ 0.500 0.200
Term Deposit
Term Deposit
Term Dollar Amount Rates (%)
CAD USD
30 days $0.00 ~ $4,999.99 0.150 0.050
$5,000.00 ~ $24,999.99 0.200 0.050
$25,000.00 ~ $49,999.99 0.200 0.060
$50,000.00 ~ $99,999.99 0.300 0.080
$100,000.00 ~ 0.500 0.100
90 days $0.00 ~ $4,999.99 0.200 0.050
$5,000.00 ~ $24,999.99 0.300 0.080
$25,000.00 ~ $49,999.99 0.300 0.100
$50,000.00 ~ $99,999.99 0.500 0.150
$100,000.00 ~ 0.600 0.200
180 days $0.00 ~ $4,999.99 0.300 0.200
$5,000.00 ~ $24,999.99 0.500 0.200
$25,000.00 ~ $49,999.99 0.500 0.250
$50,000.00 ~ $99,999.99 0.600 0.300
$100,000.00 ~ 0.750 0.350
1 year $0.00 ~ $4,999.99 0.500 0.300
$5,000.00 ~ $24,999.99 0.600 0.350
$25,000.00 ~ $49,999.99 0.600 0.400
$50,000.00 ~ $99,999.99 0.750 0.450
$100,000.00 ~ 0.900 0.500
2 years $0.00 ~ $4,999.99 1.300 0.350
$5,000.00 ~ $24,999.99 1.400 0.400
$25,000.00 ~ $49,999.99 1.400 0.450
$50,000.00 ~ $99,999.99 1.500 0.550
$100,000.00 ~ 1.700 0.600
3 years $0.00 ~ $4,999.99 1.400 0.400
$5,000.00 ~ $24,999.99 1.500 0.450
$25,000.00 ~ $49,999.99 1.500 0.550
$50,000.00 ~ $99,999.99 1.700 0.650
$100,000.00 ~ 1.800 0.700
4 years $0.00 ~ $4,999.99 1.500 0.450
$5,000.00 ~ $24,999.99 1.700 0.550
$25,000.00 ~ $49,999.99 1.700 0.650
$50,000.00 ~ $99,999.99 1.800 0.750
$100,000.00 ~ 1.900 0.800
5 years $0.00 ~ $4,999.99 1.700 0.550
$5,000.00 ~ $24,999.99 1.800 0.650
$25,000.00 ~ $49,999.99 1.800 0.750
$50,000.00 ~ $99,999.99 1.900 0.850
$100,000.00 ~ 2.000 0.900
Redeemable Short-Term Term Deposit
Deposits
Term Dollar Amount Rates (%)
CAD
1 year $10,000.00 ~ $49,999.99 0.200
$50,000.00 ~ $99,999.99 0.400
$100,000.00 ~ $249,999.99 0.400
$250,000.00 ~ $999,999.99 0.600
$1,000,000.00 ~ 0.800
2 years $10,000.00 ~ $49,999.99 0.200
$50,000.00 ~ $99,999.99 0.400
$100,000.00 ~ $249,999.99 0.400
$250,000.00 ~ $999,999.99 0.600
$1,000,000.00 ~ 0.800
3 years $10,000.00 ~ $49,999.99 0.300
$50,000.00 ~ $99,999.99 0.500
$100,000.00 ~ $249,999.99 0.500
$250,000.00 ~ $999,999.99 0.700
$1,000,000.00 ~ 0.900
Yes Premium Term Deposit
Deposits
Term Dollar Amount Rates (%)
CAD USD
1 year $0.00 ~ $4,999.99 0.500 0.300
$5,000.00 ~ $24,999.99 0.600 0.350
$25,000.00 ~ $49,999.99 0.600 0.400
$50,000.00 ~ $99,999.99 0.750 0.450
$100,000.00 ~ 0.900 0.500
2 years $0.00 ~ $4,999.99 1.300 0.350
$5,000.00 ~ $24,999.99 1.400 0.400
$25,000.00 ~ $49,999.99 1.400 0.450
$50,000.00 ~ $99,999.99 1.500 0.550
$100,000.00 ~ 1.700 0.600
3 years $0.00 ~ $4,999.99 1.400 0.400
$5,000.00 ~ $24,999.99 1.500 0.450
$25,000.00 ~ $49,999.99 1.500 0.550
$50,000.00 ~ $99,999.99 1.700 0.650
$100,000.00 ~ 1.800 0.700
4 years $0.00 ~ $4,999.99 1.500 0.450
$5,000.00 ~ $24,999.99 1.700 0.550
$25,000.00 ~ $49,999.99 1.700 0.650
$50,000.00 ~ $99,999.99 1.800 0.750
$100,000.00 ~ 1.900 0.800
5 years $0.00 ~ $4,999.99 1.700 0.550
$5,000.00 ~ $24,999.99 1.800 0.650
$25,000.00 ~ $49,999.99 1.800 0.750
$50,000.00 ~ $99,999.99 1.900 0.850
$100,000.00 ~ 2.000 0.900
Variable Rate Term Deposit
Deposits
Dollar Amount Term Rates (%)
CAD USD
$50,000~ 1 year CAN Prime - 2.00 USD Prime - 3.55
2 years CAN Prime - 1.70 USD Prime - 3.45
3 years CAN Prime - 1.60 USD Prime - 3.35
4 years CAN Prime - 1.50 USD Prime - 3.25
5 years CAN Prime - 1.40 USD Prime - 3.15
YES 1-3-6 Term Deposit
YES 1-3-6 Term Deposit
Term Dollar Amount Rates (%)
CAD
1 year $0.00 ~ $4,999.99 0.500
$5,000.00 ~ $24,999.99 0.600
$25,000.00 ~ $49,999.99 0.600
$50,000.00 ~ $99,999.99 0.750
$100,000.00 ~ 0.900
Installment Savings Deposit
Deposits
Dollar Amount Term Rates (%)
CAD
Monthly Installment Deposit
$10.00 ~ $10,000.00
6 months 1.500
12 months 1.800
18 months 1.900
24 months 2.100
30 months 2.200
36 months 2.400
48 months 2.600
60 months 2.880
Free Installment Savings Deposit
Deposits
Amount (CAD) Term Rates (%)
CAD
Daily Installment Deposit
$10.00 ~ $10,000.00

Total Installment Deposit
$50,000.00
6 months 0.500
12 months 0.600
18 months 0.600
24 months 1.400
30 months 1.400
36 months 1.500
48 months 1.700
60 months 1.800
RRSP Savings
Deposits
Currency Rates (%)
CAD 0.700
RRSP Term Deposit
RRSP Term Deposit
Currency Term Rates (%)
CAD 1 year 1.550
2 years 1.800
3 years 1.900
4 years 2.000
5 years 2.200
RRIF Savings
Term Deposit
Currency Rates (%)
CAD 0.700
RRIF Term Deposit
RRIF Term Deposit
Currency Rates (%)
CAD 1.550
TFSA Savings
Deposits
Currency Rates (%)
CAD 0.700
TFSA Term Deposit
TFSA Term Deposit
Currency Term Rates (%)
CAD 1 year 1.450
2 year 1.550
3 year 1.650
4 year 1.750
5 year 1.850
Fees

Service Fees and Charges (Pay-as-you-go)

Personal Account

Monthly Minimum Service Charge

$1.00

It will be charged for Chequing Accounts, Saving-Chequing Accounts, Savings Accounts & Investment Accounts. But the charge will be waived in the following cases, if there is no transaction if the account maintains daily minimum balance for C$1,000.00 (or over, U$1,000.00 or over for U.S. dollar accounts) if service charge package is applied to the account

Cheques

Cheque Withdrawal

$0.65/cheque

Pre-authorized Payment/ Debit

$0.65/tr.

Transfer

RRSP/RRIF/TFSA transfer to another financial institution (Additional transfers per customer in a day are free)

$100.00/tr.

Deposit

Coin

$0.15/roll

Business Account

If the account maintains a lowest daily ending balance of $1,000 during the month, the service charge of one cheque withdrawal/deposit transaction for every $1,000 in the lowest daily ending balance of the month will be waived.

Monthly Minimum Service Charge

$6.00

Cheques

Cheque Withdrawal

$0.80/cheque

Pre-authorized Payment/ Debit

$0.80/tr.

Deposit

Cheque

$0.80/cheque

Cash (Bank Note)

$1.90/$1,000.00

Coin

$0.15/roll

Additional Fees and Services

Bill Payment Investigation (at a customer's request) Payment Transfer Request

$10/case

via FAX/E-mail handling charge

$5.00/tr.

Cheques

Returned Non-Sufficient Funds (NSF)

$40.00/cheque

Overdraft Protection Fee

$5.00/cheque

Stop Payment with complete details (If provided Cheque No., Payee and Amount; Including Pre-Authorized Payment)

$12.50/cheque

Stop Payment without complete details

$20.00/cheque

Drawn on a Non-chequing Account

$5.00/cheque

Temporary Cheque Fee (For Personal Account)*

$0.30/cheque

Temporary Cheque Fee (For Business Account)*

$0.50/cheque

* 10 free cheques for new account opening

Withdrawal

Cash Withdrawal by Teller

$0.75

Cash Supply Special Order

$1.90/$1,000

Coin Special Order (For Personal Account)

$0.15/roll

Coin Special Order (For Business Account)

$0.15/roll

Cashing Government of Canada Cheques (Up to C$1,500.00)

Free

Withdrawal at ABM (Automated Banking Machines)

At KEB Hana Bank Canada Branches Interac®/THE EXCHANGE® Network

$0.50

ABM in Canada

$1.50

Interac® Direct Payment (Debit Card) Purchase

$0.50

Cirrus® ABM outside Canada

$5.00

Deposit, Fund transfer between own accounts, Bill Payment at KEB Hana Bank Canada ABM

Free

ABM Mini Statement

$0.75

Bill Payment History

$0.75

Balance Inquiry at ABM

At KEB Hana Bank Canada ABM

Free

Interac®/THE EXCHANGE® Network ABM in Canada

$0.75

Reissue

Passbook

$2.50

Cash Card (Debit Card)

$2.50

Certified Cheque

Requested by Account Holder (Up to $5,000.00)

$5.00

Requested by Account Holder (From $5,000.01)

$10.00

Requested by Third Party

$15.00

Bank Draft

Up to $5,000.00

$5.00

From $5,000.01

$10.00

Certificate of Account Balance*

Confirm or Search (by Bank Form)

$10.00/tr.

Manual Letter Form (*It includes Account Balance Confirmation, Audit Confirmation, Transaction Confirmation/Search etc.)

$20.00/tr.

Additional Confirm or Search (by bank form)on the same day (Additional copy of the certificate)

$2.50/tr.

Interim Statement (per Month)

$2.50/tr.

Monthly Statement Mailing

$2.50/statement

Search for Vouchers, Statements, Cheque Tracing etc.

Less than 90 days

$10.00/item

More than 90 days

$20.00/item

For Computer Printout

$5.00/item

Deposit

Post-dated Cheque (except deposit to Installment Savings Deposit account)

$2.50/cheque

Non-MICR encoded Cheque

$5.00/cheque

Night Deposit

$40.00/yr.

Chargeback (item charged back to account)

$5.00/cheque

Deposit at ABM

THE EXCHANGE® Network ABM in Canada

$3.00

Dormant account notice

Monthly Fee

$1.00

2 year to 4 year annual notice

$20.00

5 year to 9 year annual notice

$30.00

10 year transfer to the Bank of Canada

$40.00

Dormant Official Cheque Transfer Fee

$40.00

Account Closed (within 16 ~ 90 days of opening)

$15.00

Outgoing Remittance (Canadian, U.S. dollar)

T/T (Telegraphic Transfer) From $100.01 (Additional cable charge $10.00)

0.20%

T/T Up to $100.00 (Include cable charge)

$10.00

Minimum charge

$15.00

Maximum charge

$50.00

Amendment

$15.00

Cancellation

$20.00

Our Charge Condition

$25.00

Outgoing Remittance (Korean Won)

T/T (Telegraphic Transfer) From ₩100,001 (additional cable charge ₩10,000)

₩10,000

T/T Up to ₩100,000 (Include Cable Charge)

₩10,000

Amendment

₩15,000

Cancellation

₩20,000

Incoming Remittance (Canadian, U.S. dollar)

This fee is deducted from the principle of the wire payment prior to being credited to your account

Up to $100.00

$5.00

From $100.01

$10.00

Our Charge Condition

$15.00

Cable Charge (Remittance)

$10.00

Cancellation

$20.00

Incoming Remittance (Korean Won)

Up to ₩100,000

₩5,000

From ₩100,001

₩10,000

Postage

Domestic mail (Fax included)

$8.50 +Postage

Overseas mail (Fax included)

$8.50 +Postage

Courier (TNT etc.)

Actual Rate + $10.00

Traveler's Cheque

Purchasing (on total purchase)

1.00%

Encashment (Non-account holder) (This charge will be waived, if Traveler's Cheque(s) was(were) purchased at KEB Hana)

$3.00/tr.

Handling U.S. dollar cheque from Canadian dollar account

Up to $1,000.00

$10.00

From $1,000.01

$7.00

Handling (Korean Won) Cash

1.0%

Overseas Korean Service Charge

$40.00

Collection

Clean item (International)

0.125%/each

Minimum

$12.50

Maximum

$125.00

Unpaid (Clean item)

$40.00

Online Tax Filing

Payment Fee

$2.00/item

Enrollment Fee

$20.00/client

Amendment Fee

$10.00/item

Safety Deposit Boxes

Box Type Box Size (H x W x D) Annual Fee
More than 6 months Less than 6 months
Small 2″x 5″x 24″ $50 $25
Medium 3″x 5″x 24″ $60 $30
Medium/Large 5″x 5″x 24″ $100 $50
Large 3″x 10″x 24″ $120 $60
Extra-Large 5″x 10″x 24″ $200 $100
Replacement Key $50/key
Drilling of box and replacement of lost keys At Cost

[Note] GST/HST will be added to these fees. All sizes may not be available at all KEB Hana bank Canada branches. Sizes are measured in inches. Fees for related services will apply.

Non-Client Services

Bill Payment handling charge

$2.00/tr.

Cashing Government of Canada Cheques (Up to C$1,500.00)

Free

Cash withdrawal at Interac® and THE EXCHANGE® Network ABM in Canada(This fee is in addition to any fees your financial institution may charge)

$2.00

Incoming Remittance (Canadian, U.S. Dollar)

Non-account Holder less than $1,000.00

$15.00

Incoming Remittance (Korean Won)

Non-account holder (In the equivalent amount to less than C$1,000.00 will be applied)

₩15,000
  • Where applicable, U.S. Dollar account fees or transactions are charged in U.S. Dollars.
  • If there are to be any increases, a list of Personal Account fee changes will be sent to statement account customers 30 days in advance of the increase. Notice of changes will be posted in branches and at ABMs 60 days in advance of the increase.
  • If there are any increase of any charges and of any new charges applicable to the account, customer who receive account statement will receive written information about this change at least 30 days before it takes effect.
  • Information about the change will be displayed at the branch, website and at automated banking machines (ABMs) at least 60 days before the change.
  • Check the notices displayed in your branch, on your financial institution's website or at its other points of service.

Service Charge Package for Deposits

A. Personal Accounts (Please refer to Page 13 for Low-Cost and No-Cost Accounts)

Type Option Monthly Min. Bal./Monthly Fee Monthly Transaction Limit
Maintaining Daily Minimum Balance
or
Paying Monthly Service Charges
1 Bal. $500
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.

* Low-Cost Account

Fee $3.00
2 Bal. $1,000
  • Self-Service: 15 Tr.
  • Full-Service: 5 Tr.
Fee $5.00
3 Bal. $2,000
  • Self-Service: 25 Tr.
  • Full-Service: 7 Tr.
Fee $9.00
4 Bal. $3,000
  • Self-Service: 35 Tr.
  • Full-Service: 10 Tr.
Fee $12.00
5 Bal. $5,000
  • Self-Service: Unlimited
  • Full-Service: Unlimited
  • THE EXCHANGE Network®: Unlimited (WD)*
Fee $25.00
6 Bal. $1,000
  • Self-Service: 15 Tr.
  • Full-Service: 5 Tr.
  • THE EXCHANGE Network®: 5 Tr. (WD)*
Fee $5.00
7 Bal. $2,000
  • Self-Service: 25 Tr.
  • Full-Service: 7 Tr.
  • THE EXCHANGE Network®: 10 Tr. (WD)*
Fee $9.00
8 Bal. $3,000
  • Self-Service: 35 Tr.
  • Full-Service: 10 Tr.
  • THE EXCHANGE Network®: 20 Tr. (WD)*
Fee $12.00
YES 2030 1 Bal. $1,000 or 2 Payroll Dep./Month
or ISD** $5,000
(ISD** Term 6 months~1 Year)
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.
  • IDP***: Unlimited
  • THE EXCHANGE Network®: 10 Tr. (WD)*
Fee $5.00
2 Bal. $2,000 or ISD** $10,000
(ISD** Term 6 months~2 Years)
  • Self-Service: 15 Tr.
  • Full-Service: 5 Tr.
  • IDP***: Unlimited
  • THE EXCHANGE Network®: 20 Tr. (WD)*
Fee $7.00
3 Bal. $3,000 or ISD** $15,000
(ISD** Term 6 months~3 Years)
  • Self-Service: 25 Tr.
  • Full-Service: 7 Tr.
  • IDP***: Unlimited
  • THE EXCHANGE Network®: 30 Tr. (WD)*
Fee $9.00

* WD: Withdrawal
**ISD: Installment Savings Deposit
***IDP: Interac® Direct Payments

[Note] Types of transactions included in the service package are following:

  • Self-Service: Cheque withdrawals (including cheque clearing) In-branch ABM withdrawals, Interac® Direct Payments, Pre-Authorized Payment withdrawals
  • Full-Service: In-branch withdrawals

B. Low-Cost and No-Cost Accounts

Type Option Monthly Min. Bal./Monthly Fee Monthly Transaction Limit
Low-Cost Account 1 Bal. $500
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.
Fee $3.00
Students 9 No Monthly Minimum Balance & Monthly Fee
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.

*Annual proof of full-time post-secondary student required.

Youth up to 18 years old 10 No Monthly Minimum Balance & Monthly Fee
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.

*Proof of age is needed and it will automatically be converted to the fee charged account when the youth turns 19 years of age

Seniors GIS recipient or From 60 years old customer No Monthly Minimum Balance & Monthly Fee
  • Unlimited Tr.:
    In-branch withdrawal, Cheque Withdrawal, CD machine Tr., Debit Card(IDP), Bill Payment, Certified Cheque, Bank Draft, Stop Payment
  • Not Included:
    Certificate of Account Balance, Traveler's Cheque Purchase, Other Bank CD machine, Remittance fee
RDSP Beneficiary A/C RDSP Beneficiary No Monthly Minimum Balance & Monthly Fee
  • Self-Service: 10 Tr.
  • Full-Service: 3 Tr.
  • Unlimited In-Branch Deposit
  • Unlimited Bill Payment

[Note] Use FCAC Account Selector to compare bank accounts in Canada (https://www.canada.ca/en/financial-consumer-agency.html)

C. Business Accounts

Type Option Monthly Min. Bal./Monthly Fee Monthly Transaction Limit
Maintaining Daily Minimum Balance
or
Paying Monthly Service Charges
1 Bal. $15,000 Cash Deposit(Bill): $5,000
Package: 15 Transactions
Fee $15.00
2 Bal. $30,000 Cash Deposit(Bill): $10,000
Package: 30 Transactions
Fee $30.00
3 Bal. $50,000 Cash Deposit(Bill): $50,000
Package: 50 Transactions
Fee $40.00

[Note] Types of transactions included in the service package are following:
Cash deposits, Cheque clearing, In-branch cheque withdrawals, Pre-Authorized Payment withdrawals

  • Service fees and charges (Pay-As-You-Go) schedule will be applied for the excess of each monthly transaction limit of service package options for both personal and business accounts.
  • If a customer wants to change option of the service package within the subject month, the request should be received by the last business day of the subject month.
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